SG Block Index

Buyer guides

Practical, data-backed guides for choosing where to live in Singapore — built on the same open-data scoring that powers every block page. No agent spin, no fabricated numbers. For deeper pieces on selling, upgrading and investing, see the articles.

Start with your journey

Financing

HDB Loan vs Bank Loan: Which Should First-Time Buyers Take?

Interest, downpayment and flexibility — how the two loan routes compare.

Buying

HDB Minimum Occupation Period (MOP): What It Means for You

How long the MOP lasts and what it stops you doing until it's up.

Value

HDB Remaining Lease Explained: What 60, 75 or 90 Years Really Means

Why lease decay matters, when CPF and loans get restricted, and how to check.

Buying

HDB vs Condo for Your First Home: How to Decide

Price, rules, facilities and resale — how to weigh an HDB flat against a condo.

Buying

How to Buy Your First Home in Singapore: The Complete Step-by-Step Guide (HDB & Private)

The whole journey end to end — budget, financing, the transaction and keys, HDB or private.

Buying

How to Choose a BTO: Location, Floor, Waiting Time and Demand

Project, floor, facing, waiting time and demand — how to choose a BTO.

Value

How to Read HDB Resale Prices: PSF, Momentum and What Moves Them

PSF vs quantum, momentum percentiles, and the real drivers of resale price.

Buying

How to Screen an HDB Block Before You Buy: A First-Timer's Checklist

The 9-point screening framework we use to rank every block in Singapore.

Renting

Renting an HDB Flat in Singapore: A Tenant's Guide

The rental process end to end — tenancy, deposit, HDB rules and picking a good unit.

Buying

Renting vs Buying an HDB Flat: Which Makes Sense for You?

Upfront cost and flexibility vs building equity — how to weigh rent against buy.

Financing

Stamp Duty on Property in Singapore: BSD, ABSD and SSD Explained

BSD, ABSD and SSD — who pays what, and the first-home ABSD exemption.

Schools

The 1km Primary School Rule: How Where You Live Affects P1 Registration

How the 1km / 2km home-school distance bands work, and how to check any block.

Commute rankings

Real door-to-door public-transport commute times from every HDB town to four job hubs, routed on OneMap at a weekday 8am. Rank towns by where you work:

Best towns by life stage

Best towns by amenity

Best towns by price & value

Best towns by commute

Best towns by who lives there

Primary 1 registration

Best towns for your lifestyle

Resale prices

Living in… town guides

A data guide to each HDB town: liveability, commute, schools, amenities and resale.