Articles
In-depth pieces on the decisions that move real money — selling, upgrading, financing and investing in Singapore property. Built on the same open-data scoring that powers every block and condo page. No agent spin, no fabricated numbers. For the step-by-step buyer library, see the buyer guides.
Buying an HDB as a Single: The 35 Rule, Grants and Your Options
The rules for buying an HDB on your own — age 35, 2-room Flexi or resale, and the singles grants.
CPF Accrued Interest When You Sell: The Refund That Eats Your Profit
Why selling means refunding CPF plus 2.5% interest — and what a 'negative sale' really means.
HDB Flat Types Explained: From 2-Room Flexi to 3Gen and Executive
Every HDB flat type, its typical size and who it fits — from 2-room Flexi to Executive.
Refinancing and Repricing Your Home Loan in Singapore
Reprice or refinance? Lock-ins, penalties, costs and the TDSR rule that decides whether it's worth it.
Rental Yield in Singapore: Gross vs Net and What's Realistic
How to work out gross and net rental yield — and why it's only half the return that matters.
Sale of Balance Flats and Open Booking: The BTO Alternatives
Skip the BTO wait: how Sale of Balance Flats and Open Booking work, and their trade-offs.
Standard, Plus and Prime Flats: The New HDB Classification, Explained
HDB's location-based flat tiers — the 10-year MOP, subsidy clawback and resale strings on Plus and Prime.
The 15-Month Wait-Out Rule: When Private Owners Can Buy a Resale HDB
Why private owners must wait 15 months to buy a resale HDB — and who is exempt.
The Ethnic Integration Policy (EIP): How HDB Quotas Affect Buying and Selling
How HDB's ethnic quotas decide who can buy a block — and what a full quota does to resale price.