SG Block Index

Articles

In-depth pieces on the decisions that move real money — selling, upgrading, financing and investing in Singapore property. Built on the same open-data scoring that powers every block and condo page. No agent spin, no fabricated numbers. For the step-by-step buyer library, see the buyer guides.

Financing

The Proximity Housing Grant: Money for Living Near Your Parents

The resale grant for buying with or near your parents — amounts, the 4 km rule and the catch.

Financing

Decoupling and the 99-1 Split: How Owners Try to Avoid ABSD — and the Catch

Decoupling and 99-1 explained — how they avoid ABSD, the costs, and where IRAS drew the line.

Value

En Bloc and Collective Sale in Singapore: How It Works and the Risks

How a collective sale works — the consent threshold, the payout, the risks and the en-bloc bet.

Value

Freehold vs Leasehold in Singapore: What Tenure Does to Price and Value

Freehold, 999- and 99-year tenure — the premium, lease decay and when freehold is worth it.

Financing

How Much Home Can You Afford in Singapore: TDSR, MSR and the Loan Ceiling

Your real budget — TDSR, MSR, the downpayment stack and the monthly you can actually carry.

Selling

How to Sell Your HDB Flat: The Resale Process, Costs and Timeline

The seller's side end to end — MOP, pricing, OTP, the resale portal steps, costs and timeline.

Investing

Is a Condo a Good Investment in Singapore? Yield, Growth and the Honest Maths

The honest maths — rental yield vs mortgage, capital growth, ABSD and why location decides it.

Investing

Keep Your HDB and Buy a Condo? The Rules, the ABSD and Whether It's Worth It

Keep the flat, rent it out, buy private — the MOP rule, the ABSD cost and the honest maths.

Buying

New Launch vs Resale Condo: Which Should You Buy?

New launch or resale — progressive payment vs move-in-now, PSF, the wait and the trade-offs.